Auto-enrolment

Requirements for employers

All employers small, medium, and large, are legally required to auto-enrol eligible employees into a pension scheme. To be eligible, an employee needs to:

  • be aged between 22 and state pension age,
  • earn more than £10k a year (2024/25), and
  • ordinarily work in the UK

Employees can opt out of the scheme if they want to.

Man on tablet

Re-enroling employees

You’ll need to automatically re-enrol eligible employees around every three years, including those who have previously opted out or left the scheme, with some exceptions. You don’t need to re-enrol certain eligible employees, including those who are leaving employment, or those who have tax protection under an existing pension. Your re-enrolment date can fall up to three months before or after the anniversary of your staging date. You’ll need to re-declare compliance with auto enrolment regulations through the Pensions Regulator, within five months of the third anniversary of your staging or re-enrolment date.

Auto-enrolment resources

Discover a library of downloadable resources to help you with everything related to auto-enrolment.

Auto-enrolment guides Doc type Size
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Auto-enrolment forms and templates Doc type Size
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Get in touch

If you have questions or need help with your scheme, we’re available from 8:30am to 5:00pm Monday to Friday. Please have your employer number and scheme information to hand, so we can speed up your enquiry and direct you to the right team.