Investment choices
To help your employees save for retirement, we offer a diverse range of investment options. Our default Target Date Funds (TDFs) follow a smart to and through retirement strategy. For those who prefer more control, a curated lineup of self-select funds is also available, overseen by our investment team.
High-performing default funds
Our default options include Target Date Funds (TDFs) and Ethical Target Date Funds (ETDFs). These funds are professionally managed to align with your employees' retirement timelines and ethical preferences.
Our TDFs offer a simple, flexible investment strategy that allocates to a wide range of attractive assets, while automatically adjusting risk in the approach to retirement and beyond. Designed to support members into their 90s, our whole-of-life TDFs proactively manage investment up to 30 years into retirement, unlike traditional funds that stop around retirement.
Based on past performance.


Self-select funds
For members who want to take a more active role in how their pension savings are invested, we offer a diverse range of self-select funds, which are chosen and monitored by our investment management team.
These span different equity and fixed income markets, as well as diversifying assets such as property and infrastructure. A range of options is available for members who want to invest based on their beliefs. Members can switch funds as often as they like free of charge and there is no restriction on the number of funds they can invest in.
Responsible investment
Responsible investment (RI) is at the heart of our investment philosophy, and we believe it is the catalyst to positive change. It impacts how we select our investment managers and where and how we invest.
We also proactively engage in industry initiatives that help make a difference and are members of associations covering all aspects of RI - including climate change, human rights, stewardship and engagement.
Why choose TPT?
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Defined Contribution pensions
Our award-winning DC Master Trust pension scheme is designed to support members through their entire savings journey and beyond.
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Lifetime pension account
Our next-generation pension account is designed to make pensions easy. Members can save, plan, and manage their retirement online, including drawdown options all in one place.
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True at-retirement innovation
We've created a unique solution that offers members a managed monthly income for life (to 95) while staying invested in their chosen strategy, ensuring a smooth transition into retirement.
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A twin win for TPT!
We were delighted to achieve a double win at the Professional Pensions UK Pensions Awards 2023 on 1 June 2023